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Quantum-Stables technical whitepaper now available. 

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QUANTUM AGENTIC PAYMENTS

Payments made by AI agents, secured and controlled.

AI agents are starting to move money for businesses: paying invoices, sweeping cash and running treasury tasks. Quantum Chain gives them a quantum-secure rail where every payment is checked against your rules before it settles.

PAYERS

AI & People

CONTROLS

Policy-enforced

Cryptography

Post-quantum

SETTLEMENT

Near-instant

The context

Agents can only move money if the controls hold.

Handing payment authority to software needs more than speed. Institutions need clear limits, a full audit trail and security that will last.

Agents need a mandate

Every agent needs a mandate. Each agent works within set limits on amounts, counterparties, currencies and timing. Larger payments go to a person for approval.

Compliance is checked before settlement

AML, sanctions and reporting rules still apply. Our policy engine checks every payment before it settles and records which agent acted and under what authority.

Security built to last

Agent identities, signatures and payment records are protected with NIST-aligned post-quantum cryptography.

Authorise

Give each agent its own secure identity and a clear spending mandate.

Pay

Approved payments settle in near real time, across currencies and borders.

Check

Every instruction is reviewed against your limits and compliance rules.

Report & Prove

Every action is logged on-chain for audit and supervisory reporting.

Capabilities

What Quantum Chain provides.

Infrastructure for licensed issuers to tokenize precious metals with verifiable backing and lasting security. The metal is held by the issuer; Quantum Chain provides the technology layer.

Instruct

An AI agent creates a payment instruction, such as paying an invoice or sweeping cash.

Check

The policy engine reviews it against the agent’s mandate, limits and AML rules.

Settle

Approved payments settle near-instantly. Anything outside policy is blocked or sent for human approval.

Record

A full audit trail is written to the ledger for finance, audit and regulators.

How it works

From instruction to settlement.

Agent Access

Cryptography

Payment Types

Compliance controls

Governance

Integration

Deployment

AI / LLM agents via API, each with its own key and mandate

ML-KEM

ML-DSA

SLH-DSA

NIST-aligned post-quantum signatures and key exchange

Cash sweeps, invoice payments, scheduled and cross-border payments

Pre-settlement checks: AML, sanctions, limits, ISO 20022

Public-permissioned, Proof-of-Authority with licensed validators

ISO 20022 messaging, core-banking gateways, Qustody

Sandbox pilot, then private network or shared infrastructure

Technical specification

Built for institutional integration.

Use cases

Who deploys Quantum Agentic Payments.

CORPORATE

Treasury Teams

Automate cash management, sweeps and supplier payments within set limits.

Banks

Banks & Payment Providers

Offer agent-ready payment services to clients without giving up control.

PLATFORMS

Fintechs

Let your AI assistants pay safely on users’ behalf, with built-in compliance.

Pilot track

Pilot Q-Agents with your institution.

A defined-scope pilot to evaluate quantum agentic payments against your real-world requirements - in a controlled sandbox environment.

Setup

~2-4 weeks

Environment

Sandbox

Scope

Defined & bounded

Commitment

No production change
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